On the floor, fashionable banking feels prompt. You faucet a card and pay for espresso. You click on a button and purchase a inventory. Below the hood, nevertheless, the system is much extra advanced than it seems. Trendy banking is constructed on coordination. Each cost, settlement, and commerce requires an online of establishments—banks, clearinghouses, custodians—to agree…
January 29, 2026
8 min learn
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