Chowdeck, the Nigerian on-demand supply platform, has launched a private accident insurance coverage scheme for greater than 20,000 riders on its platform by means of a partnership with MyCoverGenuis, a Nigerian insurance coverage supplier.
The partnership, which started in November 2025, routinely enrols all lively Chowdeck riders and contains unintentional medical bills, non permanent incapacity, and different protections designed to help riders if they’re injured whereas working, the corporate famous in an announcement shared with TechCabal.
Chowdeck will now cowl hospital payments obtained from accident therapies and supply compensation for riders who’re quickly unable to work on account of an accident to offset misplaced earnings.
“Riders are a crucial a part of every little thing we do at Chowdeck,” Umar Nasir, Head of Operations at Chowdeck, stated. “We would like each Chowdeck rider to really feel safe figuring out that their well-being is simply as necessary because the meals and packages they ship daily.”
In November 2025, Chowdeck crossed a million orders, with each day order volumes rising to a median of over 40,000. As order volumes rise, so does publicity to visitors accidents and hazards, and the bodily toll of lengthy driving hours. With extra riders on the highway fulfilling extra orders, structured protections have gotten tougher for platforms to disregard.
Supply riders have lengthy spoken concerning the fragility of their earnings. Earlier reporting on the food-delivery riders confirmed how their incomes fluctuate each day, largely influenced by gasoline costs and commissions. An accident can erase every week’s earnings for a rider, making this insurance coverage scheme a stabiliser.
Different mobility platforms have partnered with MyCoverGenuis. In 2024, Bolt launched an insurance coverage plan for its riders, whereas inDrive rewarded about 600 drivers with insurance coverage packages as a loyalty technique in 2025, signalling a change in how firms that make use of gig staff method their staff’ welfare.
“Our mission has all the time been to make insurance coverage accessible, related, and impactful for on a regular basis Africans,” Adebowale Banjo, CEO of MyCoverGenius, stated. “By partnering with Chowdeck, we’re not solely extending safety to hundreds of hardworking riders, but additionally demonstrating how digital platforms can combine insurance coverage in ways in which straight enhance lives.”
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