EaseMyTrip’s Prashant Pitti leads Rs 150 Cr funding for lending fintech Optimo Capital

Digital lending platform Optimo Capital has raised Rs 150 crore in a Collection A funding spherical led by founder Prashant Pitti, who can be the co-founder of EaseMyTrip, alongside current buyers Blume Ventures and Omnivore.

Pitti, who resigned as Managing Director of EaseMyTrip in August 2025, is now steering Optimo’s push into the secured lending house.

The corporate operates as a fintech-NBFC specialising in digital loans towards property (LAP) and famous within the launch that it has grown quickly since its inception 18 months in the past, constructing a Rs 350 crore mortgage e-book and opening 56 branches throughout 5 Indian states.

Along with the fairness spherical, Optimo raised Rs 110 crore in debt from IDFC and Axis Financial institution. The corporate plans to make use of the brand new capital to strengthen its know-how and AI infrastructure, broaden co-lending partnerships, and lengthen its attain throughout Tier III cities.

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The startup targets India’s roughly 4.8 crore small-business homeowners, most of whom lack formal credit score histories regardless of proudly owning useful property. Optimo makes use of digital land information and AI-based valuation instruments to supply “in-principle” mortgage approvals inside hours and disbursals in underneath every week.

Optimo stated it grew to become worthwhile inside three months of launch and has remained worthwhile for over 15 months.

“Optimo is unlocking India’s greatest asset—its land and property—by permitting homeowners to shortly get secured loans,” stated Pitti. “India’s mortgage-to-GDP ratio is simply 9% versus above 50% in developed economies, so clearly, we aren’t utilising our greatest wealth to develop our GDP quicker.”

“Prashant’s management and disciplined execution are uncommon in monetary companies. Optimo is constructing the blueprint for higher-amount and inexpensive loans backed by property—the way forward for secured lending in India,” Blume Ventures Associate Ashish Fafadia added.

“The mid-ticket LAP market is a Rs 22 lakh crore alternative, and solely 28% is being met in the present day. Optimo’s tech-first mannequin is completely timed to fill that hole,” Omnivore Associate Reihem Roy famous.